Greener Grass Homes is a Solution for Your Dream of Owning a Home. Why rent when you can own?

We have Owner Financed Homes in Illinois Available For You!

Count on us as your steadfast home finder, dedicated to guiding you through every step of your property journey with trust and expertise

No Qualifications

At Greener Grass Homes, all we require is the ability to provide the down payment and maintain regular payments. That’s it. No fancy qualifications needed. We believe in making homeownership accessible to everyone who is financially capable. Join us on the journey towards owning your dream home!

No Banks Needed

When you choose to invest in a home from us, you can bid farewell to any unnecessary complications that come with traditional purchases. With us, there are no banks or loan officers to deal with. Our seamless and streamlined process ensures a hassle-free experience, allowing you to focus on the excitement of finding your dream home.

Easy Finder

Discover your dream home effortlessly. Greener Grass Homes’ “Illinois Property Search Tool” makes finding the perfect owner-financed property easier than ever. Seamlessly navigate through a wide range of options and trust in us to make your dream of homeownership a reality. We usally have multiple Illinois locations available.

 Illinois Contract For Deed, Your Homeowner Solution


Are you tired of renting and dreaming of owning a home in Illinois? Don’t let your credit, lack of down payment, or income hold you back from qualifying for a traditional bank loan. We have a solution for you. Greener Grass Homes offers a solution for those looking for a non-tradtional, hassle-free way for out of state or Illinois residents to become homeowners without involving the banks.

Our Owner Financing Illinois Solutions, specialize in providing alternative options for buying a home in and around Illinois. Our program is designed to cater to individuals who may not have perfect credit and need flexible payment options that fit their budget.

With us, you’re not just renting or entering a rent-to-own agreement – you’re actually buying the property without the bank’s involvement.

Take the first step towards homeownership today!

What Are The Types Of Homes In Illinois We Offer With Owner Financing


Our local contract for deed, owner financed homes are usually move-in ready, in good neighborhoods, and often freshly updated although some of our best deals might be semi distressed homes that need minor repairs, allowing you to save on the initial purchase price and build equity through their own efforts.

 Greener Grass Homes offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent and often less!

The types of houses we tend to offer on our Illinois Owner Financing Home Program include…2 bedroom – 4 bedroom homes, 800 – 2,000 square feet.

Each home is different, so there’s definitely the perfect home out there for you. Our homes range in price from $50,000 to $120,000 and typically require a down payment of $2,000.00 to $5,000.00. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.


Advantages Of Owner Financing in Illinois


Closing Process Is Faster

Closing Cost Is Lower

Downpayment Can Be Flexible



Still have questions? Check out our Frequently Asked Questions Page

We Have Owner Financed Homes in Illinois For You! Regardless Of Bad or No Credit

Are you tired of renting and dreaming of owning a home in Illinois? If your credit, lack of down payment, or income is holding you back from qualifying for a traditional bank loan, Greener Grass Homes can help you! We specialize in assisting Decatur, Peoria, East St. Louis and other Illinois area residents in becoming homeowners. With us, there are no banks involved. If conventional financing is out of reach, don’t worry! Owner Financing Illinois offers a wide selection of great homes in and around Decatur, Peoria, St. Louis Metro, and many other Illinois areas. We provide an alternative to buying a home the traditional way, where perfect credit is not required, and we offer payment options to fit your budget. With us, you’re not renting the property or renting to own, you’re buying it without the bank.

Here’s a simple 3-step process:

  • First, sign up for a FREE account on our website and provide your information, specifying the type of house you’re interested in.
  • We’ll assess your situation and preferences and present you with suitable options in the Illinois area.
  • Browse through local Illinois homes that match your criteria.

We aim to acquire properties that are either move-in ready or nearly so, which is why we typically don’t make improvements beforehand. All our properties are sold ‘as is where is,’ making it the buyer’s responsibility to conduct thorough inspections and necessary repairs. We strongly recommend a home inspection before making a purchase.
Furthermore, by joining our Owner Financing Home List, you’ll receive email alerts with the latest available properties as we acquire them each month.”

How Does Our Program Work Anyway?

Discover just how simple it is with our expert guidance. The process is incredibly straightforward.

We’ll finance the property for you through a trustworthy ‘land contract’ or ‘contract for deed’. These types of transactions are quite common, and every closing is overseen by a state-licensed attorney or authorized signing service, ensuring utmost professionalism.

Rest assured, you’re in safe hands. As the homeowner, you’ll also be responsible for taxes and insurance, just like anyone else. To make budgeting easier for you, we can even escrow these expenses upon request. In certain cases, escrowing may even be a requirement for approval.

One of the greatest benefits of this home-buying approach is that you won’t have to deal with banks or qualify based on your credit score. You’ll begin building equity right away and bid farewell to renting.

Here’s how it works:

Step 1: Create a FREE account on our website and provide us with your information, including the type of house you’re searching for.

Step 2: We’ll examine your situation and the specific property you desire, presenting you with a range of options available here in Illinois.

Step 3: Explore the local Illinois homes that align perfectly with your criteria.

Our focus lies in acquiring move-in ready or nearly move-in ready properties. Consequently, we typically refrain from making improvements to the properties before offering them to deserving families. All properties are sold ‘as is, where is,’ so it’s the buyer’s responsibility to conduct a thorough inspection and make any necessary repairs prior to purchase.

We highly recommend obtaining a home inspection beforehand. Furthermore, by joining our Owner Financing Home List, you’ll receive email alerts featuring the latest properties as we acquire them each month.

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